Free & open source

See clearly.

Knowing your financial health shouldn't cost you $15 a month.Free.

Free, open-source personal finance for the desktop. Your data stays on your computer.

Linux today. Android, Flatpak, Windows and macOS are planned.

The Clearly dashboard: net worth, what it is made of, and how this month's spending compares with last month's

Free.

No subscription, no account.

Flexible.

Type things in manually, or connect your banks through SimpleFIN ($1.50/month, paid to them).

Accurate.

Transfers between your own accounts and card payments aren't counted as spending or income.

Local.

Your data never leaves your device.

Everything in one place.

Dashboard

Net worth, and what it's made of.

How this month's spending compares with last month's, and a short list of anything worth your attention: a projected shortfall, high card use, a category running hot.

The Clearly dashboard

Cash Flow

Where the money went.

Where the month's money came from and where it went, spending by category, and a projected balance that warns you before it goes negative.

Cash Flow: where the month's income came from and where it went

Budget

A plan every dollar counts in.

Targets for each category, with bills and paychecks counted in the plan, so every dollar is counted once.

The monthly budget with category targets

Accounts

Every account, card and loan.

One overview, with tabs for cash, cards, loans and goals. Loans show payoff progress and a "what if" for extra payments.

The accounts overview

Goals

Save toward something.

Goals track a savings or payoff target, with the monthly amount it takes to get there.

Savings and payoff goals with progress

Transactions

A searchable register across every month, with filters, tags and split transactions.

Recurring

Upcoming bills, paychecks, transfers and repeating transactions. Clearly also finds subscriptions and regular deposits in your history and offers to track them.

Households

Multiple profiles, each with its own data and an optional PIN. An admin can switch into any of them.

Manual vs Synced.

Each profile is one or the other, so the two never mix.

Manual

You enter it.

Type in transactions and balances, or import a CSV. Nothing connects to a bank.

Synced

The bank supplies it.

Connect your banks through SimpleFIN, a read-only feed. Accounts and transactions come from the bank and update daily. SimpleFIN is $1.50/month, paid to SimpleFIN and not to Clearly.

Your data stays yours.

Everything is stored on your computer, in ~/.local/share/app.seeclearly.Clearly/clearly.sqlite. Back up and restore from Settings. The database and backups are not encrypted, so keep them somewhere you trust.

Get Clearly.

Prefer a terminal?
chmod +x Clearly-x86_64.AppImage
./Clearly-x86_64.AppImage